The best white label crypto wallet solutions in 2026 fall into two camps: a branded wallet app you own outright, which Pixel Web Solutions delivers from $4,500 in 6 to 10 weeks, and wallet-as-a-service SDKs such as Fireblocks, Coinbase, Dynamic and Web3Auth that you rent per monthly active user. The right pick depends on three decisions: who holds the keys (custodial, non-custodial or MPC), which chains your users need on day one, and whether you want a fixed one-time cost or a monthly bill that grows with your user base.
Most comparison pages for this query are vendor rankings that never show a price. Every figure below comes from the provider's own pricing or product page, checked in October 2026, and where a provider publishes no price this guide says so instead of guessing.
Key Takeaways
- Two models, two cost curves. A branded wallet build is a one-time fee (Pixel's starts at $4,500). Embedded wallet SDKs charge $69 to $499 per month plus $0.005 to $0.05 per extra monthly active user.
- Custody decides your licence. Non-custodial wallets sit outside Google Play's wallet policy; custodial wallets need a local licence in the listed markets and a CASP authorisation in the EU.
- MPC is now standard. Dynamic, Web3Auth (Enterprise), Dfns, Fireblocks and Cobo ship MPC signing; Coinbase and Turnkey use trusted execution environments.
- Chain counts run from a handful to 150+. Fireblocks lists over 150 integrations, Cobo 80+, Dfns 100+; most SDKs cover EVM chains plus Solana.
- Hacks hit wallets, not just exchanges. Chainalysis counted 158,000 personal wallet compromises in 2025, so recovery flows, policy engines and audits belong in your scoring sheet.
- Score providers on seven factors: custody fit, chains, security proof, licence support, total cost at your user count, code ownership and time to launch.
What Is a White Label Crypto Wallet?
A white label crypto wallet is pre-built wallet software that a business rebrands and launches as its own product. The provider has already written and tested the key management, chain connections, signing and interface; you add your logo, chains and custody rules, then publish under your name.
The term covers three different products, and mixing them up is the most common buying mistake:
| Route | What you get | Who holds the keys | Cost shape | Best for |
|---|---|---|---|---|
| Branded wallet app (white label build) | Full iOS, Android and web wallet with your brand, deployed on your infrastructure, source code handed over | You choose: custodial, non-custodial or MPC | One-time fee, then your own hosting | Exchanges, fintechs and Web3 brands that want a standalone wallet product |
| Wallet-as-a-service SDK (embedded wallet) | An SDK and API that creates wallets inside your existing app, usually with email or social login | Provider-run MPC or TEE | Monthly subscription plus per-user fees | Apps that need wallets as a feature, not a product |
| Custom wallet build | Architecture, code and audits written for you from zero | You | 9 to 15 months and the highest budget | Novel custody designs or a proprietary chain |
This guide covers the first two routes, because they are what buyers mean when they search for white label crypto wallet solutions. For the custom route, see Pixel's crypto wallet development cost breakdown.
Best White Label Crypto Wallet Solutions Compared
Each provider was checked on its own website in October 2026 for custody model, published chains, security proof, licence support, pricing exactly as published, code ownership and stated time to launch. Where a provider publishes no price, the table says "not published".
| Provider | Type | Key management | Chains (published) | Published pricing | Time to launch |
|---|---|---|---|---|---|
| Pixel Web Solutions | Branded wallet build, source code owned | Custodial, non-custodial or MPC, your choice | 50 blockchain networks and token standards | From $4,500 (single platform, non-custodial core) | 6 to 10 weeks |
| Fireblocks | Wallets-as-a-service for institutions | MPC with policy engine | Over 150 blockchain integrations | Not published, sales led | Not published |
| Coinbase Developer Platform | Embedded wallets SDK | Trusted execution environment, user-controlled keys | Base, Ethereum, Arbitrum, Polygon, Optimism and other EVM chains, Solana | Not published; free to build, business verification to go live | Developer integration |
| Cobo | Wallet-as-a-service, four wallet types | Custodial (HSM and SGX), MPC in TEEs, smart contract, exchange | 80+ chains, 3,000+ tokens | Not published, demo led | Not published |
| Dfns | Wallets-as-a-service | MPC (CGGMP24, FROST), HSM, TEE, BYOK | 100+ blockchains | Annual plans, no transaction fees; figures not published | Not published |
| Dynamic | Embedded wallets and connectors | TSS-MPC | 100+ EVM chains plus non-EVM, Solana gasless | $249 per month for 5,000 MAU, then $0.005 per MAU | Developer integration |
| Web3Auth | Embedded wallet SDK | MPC on Enterprise tier only | "All blockchains" | Free for 1,000 MAW; $69 per month for 3,000; $399 per month for 10,000 | Developer integration |
| Turnkey | Wallet infrastructure API | Secure enclaves with policy engine | Multi-chain, count not stated | Pay as you go at $0.10 per signature; Pro $99 per month at $0.05 per signature | Developer integration |
| Magic | Embedded wallet SDK | Delegated key management | Not stated on pricing page | Free for 1,000 MAW; Startup $99 per month for 2,500 MAW, then $0.04 per MAW | Developer integration |
| thirdweb | In-app wallets within a Web3 dev platform | Managed key infrastructure, account abstraction | EVM chains | Growth $99 per month, first 1,000 wallets free, then $0.015 per MAU | Developer integration |
The 10 White Label Crypto Wallet Solutions in Detail
1. Pixel Web Solutions
Pixel Web Solutions is a UAE and India based blockchain and AI development company, founded in 2012, that builds branded crypto wallets from a pre-audited core configured with your brand, chains, custody model and on-ramp provider, then audited and submitted to the app stores, with a standard launch in 6 to 10 weeks and the fastest delivered in 3 weeks.
You choose custodial, non-custodial or MPC key management, and the wallet ships for iOS, Android, web and browser extension across 50 supported networks and token standards, with optional swap, staking, NFT and fiat on-ramp modules. Pixel publishes a starting price of $4,500 for a white label non-custodial wallet on a single platform; multi-platform delivery, MPC and custom modules raise the figure, quoted as fixed scope at a fixed price, with node infrastructure, on-ramp fees and audit renewals budgeted separately. The wallet is deployed on your infrastructure with full source code handed over, so there is no per-user fee and no vendor to outgrow, which is the structural difference from every SDK below. Best for: exchanges, fintechs and Web3 brands that want a standalone wallet product at a predictable one-time cost.
2. Fireblocks
Fireblocks offers wallets-as-a-service for institutions that create wallets for many end users under one policy framework, with MPC, policy-based access controls and transaction simulation. It lists over 150 blockchain integrations, the widest coverage here; pricing is not published.
3. Coinbase Developer Platform
Coinbase's Developer Platform provides embedded wallets inside your app, with sign-in by email, SMS, social login or a JWT from your own authentication system. The CDP documentation states that private keys are secured inside a trusted execution environment and that only users can export them, with Base, Ethereum, Arbitrum, Polygon, Optimism, other EVM chains and Solana supported. You can build with a free CDP account; business verification is needed to go live, and no per-user price is published.
4. Cobo
Cobo runs a wallet-as-a-service stack with one API for custodial, MPC, smart contract and exchange wallets. Custodial keys sit in HSMs and Intel SGX, MPC wallets run in trusted execution environments, and a policy engine enforces limits per user, wallet and transaction. Cobo states 80+ chains and 3,000+ tokens, SOC 2 Type II and ISO 27001, licences in Hong Kong and the United States, and integrated AML screening with Chainalysis and Elliptic. Pricing is not published.
5. Dfns
Dfns sells wallets-as-a-service built on its own MPC protocols (CGGMP24, FROST, KU25), HSM connectors and TEE-backed channels, deployable as SaaS, hybrid or on-premises. It lists 100+ blockchains, SOC 2, ISO 27001, 27017 and 27018, $15 million a year of insurance, and claims $200 billion+ secured for 500+ clients. It sells annual plans with no transaction fees; its pricing page was not accessible when checked, so ask for the tier sheet.
6. Dynamic
Dynamic combines embedded wallets with connectors for 800+ external wallets. Its pricing page lists Growth at $249 per month for up to 5,000 monthly active users, then $0.005 per additional user, with TSS-MPC key management, 100+ EVM chains and gasless transactions on EVM and Solana; Enterprise adds SSO, webhooks, Fireblocks integration and SLAs at custom pricing.
7. Web3Auth
Web3Auth is a plug-in wallet SDK with social, email and passkey logins. Its pricing page shows a free Base tier for 1,000 monthly active wallets (MAW), Growth at $69 per month for 3,000 MAW ($0.045 per extra), Scale at $399 per month for 10,000 MAW ($0.040 per extra) and a custom Enterprise tier; white-labelled login UI starts at Growth, and MPC is listed only on Enterprise.
8. Turnkey
Turnkey is wallet infrastructure priced per signature rather than per user. Its pricing page gives 25 free signatures a month and up to 1,000 free wallets on Pay as You Go at $0.10 per signature, a Pro plan at $99 per month with up to 2,000 free wallets at $0.05 per signature, and Enterprise at as low as $0.0015 per signature with unlimited wallets, gas sponsorship and SLAs.
9. Magic
Magic offers embedded wallets with email, SMS, social and external wallet logins. Its pricing page lists a free Developer tier with 1,000 monthly active wallets and 50,000 signatures ($0.045 per extra MAW, $0.005 per extra signature) and a Startup plan at $99 per month for 2,500 MAW ($0.04 per extra); a white-labelled wallet widget appears in the Enterprise column.
10. thirdweb
thirdweb bundles in-app wallets with contracts, RPC and account abstraction. Its pricing page prices Growth at $99 per month, Scale at $499 and Pro from $1,499, each with the first 1,000 in-app wallet users free, then $0.015 per monthly active user up to 100,000; removing thirdweb branding needs Scale.
What a White Label Crypto Wallet Costs: One-Time Fee vs Monthly Fee
Embedded SDKs look cheap at 1,000 users and expensive at 100,000, while a branded build costs the same whether you have ten users or ten million. Scenario: a consumer wallet with 20,000 monthly active users, each making about four signed transactions a month (80,000 signatures), on a mid-market plan.
| Provider and plan | Maths | Monthly cost | Three-year cost |
|---|---|---|---|
| Dynamic Growth | $249 + (20,000 minus 5,000) x $0.005 = $249 + $75 | $324 | $11,664 |
| thirdweb Growth | $99 + (20,000 minus 1,000) x $0.015 = $99 + $285 | $384 | $13,824 |
| Web3Auth Scale | $399 + (20,000 minus 10,000) x $0.040 = $399 + $400 | $799 | $28,764 |
| Magic Startup | $99 + (20,000 minus 2,500) x $0.04 = $99 + $700, plus 30,000 signatures above the 50,000 allowance x $0.005 = $150 | $949 | $34,164 |
| Turnkey Pro | $99 + 80,000 signatures x $0.05 = $99 + $4,000 | $4,099 | $147,564 |
| Pixel white label build | $4,500 one-time (single platform, non-custodial core), plus your own hosting; a multi-platform MPC build is quoted higher | About $125 to $400 for hosting and nodes (industry estimate) | $4,500 plus about $4,500 to $14,400 hosting |
Three lessons fall out of the table. Per-signature pricing punishes active users: Turnkey's Pro rate suits wallets that rarely transact, and its Enterprise rate of $0.0015 changes the answer completely, which is why volume contracts matter. Per-user pricing is cheap until it is not: at 200,000 users, Dynamic Growth is $1,224 a month and Web3Auth Scale is $7,999 a month, while the owned-code route stays flat. Hosting is the real recurring line for an owned wallet: the hosting figure above is an industry estimate, not a Pixel price, and annual audit renewals come on top. SDKs still win when wallets are a feature inside an existing product, or when you must ship in days. For the maths behind keyless custody, see Pixel's MPC wallet development guide.
Custodial, Non-Custodial or MPC: Which Model Fits Your Wallet
Custody drives licensing, liability and user experience at once. Pixel's explainer on the types of crypto wallets covers the technology; here is the buyer's view.
| Model | Who can move funds | Recovery | Regulatory weight | Fits |
|---|---|---|---|---|
| Custodial | The business, on the user's instruction | Password reset, like a bank app | Highest: you hold client assets | Exchanges, payment apps, regulated fintechs |
| Non-custodial (seed phrase) | Only the user | User's own backup; lost seed means lost funds | Lowest: out of scope of Google Play's wallet policy | Web3 native users, DeFi wallets |
| MPC or TEE (keyless) | The user, with key shares split across device, provider and backup | Social or cloud recovery without a seed phrase | Depends on who controls shares; often non-custodial by design | Mainstream consumer apps, embedded wallets |
Pick custodial when users expect support to recover their money and you will be licensed for it. Pick non-custodial when your audience already uses MetaMask or Phantom; Pixel's reviews of the best DeFi wallets and best Solana wallets show the feature bar those users expect. Pick MPC for mainstream sign-up with email or passkeys without becoming a custodian, and check who controls the key shares and what happens if the provider shuts down; a key export path for users is non-negotiable.
Where a White Label Crypto Wallet Needs a Licence
The software is legal everywhere; the service you run with it may not be.
Apple App Store. Guideline 3.1.5(i) of the App Store Review Guidelines allows wallet apps "provided they are offered by developers enrolled as an organization". Exchange features may only appear in regions where the app holds "appropriate licensing and permissions".
Google Play. The Cryptocurrency Exchanges and Software Wallets policy restricts custodial wallets and exchanges to listed markets where the developer holds the local licence (FinCEN MSB plus state money transmitter status in the US, FCA registration in the UK, VARA, FSRA or DFSA in the UAE, MiCA CASP authorisation in the EU), and states that non-custodial wallets are out of scope.
EU MiCA. Custody and administration of crypto-assets is a licensed CASP service. ESMA's MiCA page confirms that grandfathering for firms operating under national law ran only until 1 July 2026, so a custodial wallet serving EU users now needs a CASP authorisation or a licensed partner.
United States and UAE. FinCEN's 2019 guidance on convertible virtual currency treats hosted wallet providers as money transmitters, while developers of unhosted wallet software are not. In Dubai, VARA licenses custody as its own activity; Pixel's VARA licence cost guide gives the fee schedule and first-year budget.
Ask every provider: "Which of these licences do you hold, and which do I need to hold?" A vendor that cannot answer is selling software, not a compliant service.
Can a Crypto Wallet Get Hacked? What 2025 Taught Wallet Buyers
Yes. Chainalysis reports that more than $3.4 billion was stolen in 2025, with the February Bybit exploit of nearly $1.5 billion the largest heist in crypto history. Personal wallet compromises surged to 158,000 incidents affecting 80,000 victims, even though the value taken from individuals fell to $713 million; attackers hit more people for smaller sums.
Three conclusions follow for a wallet operator. Signing is the attack surface: the Bybit loss came from a manipulated signing flow on a multisig, not a broken key, so transaction simulation and human-readable signing previews are features, not extras. Policy engines beat single keys: spending limits, allow-lists and time delays contain damage when one credential is compromised. Audit before launch, then again: Pixel ships 95 percent of builds with a third-party security audit; whichever route you choose, ask for the audit report and its date, and budget for annual renewals.
How to Choose a White Label Crypto Wallet: A Seven-Factor Scorecard
Score each shortlisted provider from 1 to 5 on the factors below, then weight them: a consumer app weights user experience and cost, a regulated fintech weights licence support and security proof.
| Factor | Question to ask | Evidence to request |
|---|---|---|
| Custody fit | Does the model match the licence I hold or plan to hold? | Key management architecture document |
| Chains | Are my day-one chains live now, not on a roadmap? | Supported assets page with dates |
| Security proof | Who audited the code and key infrastructure, and when? | Audit reports, SOC 2 or ISO certificates, incident history |
| Licence support | Is the provider regulated, or do I bring my own licence? | Licence numbers, jurisdictions, Travel Rule tooling |
| Total cost at my scale | What do 20,000 and 200,000 users cost per month? | Rate card plus a written three-year projection |
| Ownership and exit | Do I receive source code, and can users export keys if the vendor exits? | Contract clauses on code escrow and key export |
| Time to launch | Who handles app store review and chain listings? | A dated project plan with store submission included |
Two red flags end a conversation quickly: a vendor that will not put pricing in writing before a demo, and a vendor whose "white label" means a rebranded login screen in front of a shared custodial pool you do not control. For a wider field of builders to score, Pixel's list of the top cryptocurrency wallet development companies applies the same lens to development firms.
How Pixel Web Solutions Can Help
Pixel Web Solutions offers white label crypto wallet development in three forms: a branded wallet launch from a pre-audited core in 6 to 10 weeks, a white label plus custom modules route in 10 to 16 weeks, and a wallet-as-a-service SDK integrated into an existing app in 4 to 8 weeks. Every route ships custodial, non-custodial or MPC key management, multi-chain support, swap and staking modules, fiat on-ramps, a third-party audit and app store submission, with full source code on the client's infrastructure. Each engagement starts with a custody and compliance scoping session, and teams can book a free wallet consultation to receive a written build plan with fixed scope and a fixed price.
Frequently Asked Questions
What is a white label crypto wallet?
Pre-built, tested wallet software that a business rebrands and launches as its own product, either as a complete branded wallet app whose source code you own or as an embedded wallet SDK that creates wallets inside your existing app for a monthly fee.
Can I buy a white label app?
Yes. A white label wallet app is bought as a one-time build (Pixel's starts at $4,500 for a single platform) or rented as an SDK on a monthly plan. Buying gives you the source code; renting gives you faster integration and a bill that scales with users. Either way, you still need the licences that match your custody model.
What is the most secure crypto wallet app?
No single app is "most secure"; security comes from the key model, the signing controls and the audit record. Hardware wallets and MPC wallets with policy engines remove the single-key failure behind most 2025 personal wallet losses, and transaction simulation guards against the signing manipulation seen in the Bybit exploit. Ask for audit reports and an incident history rather than trusting a badge.
Can a crypto wallet get hacked?
Yes. Chainalysis recorded 158,000 personal wallet compromises in 2025 within $3.4 billion of total crypto theft, mostly through compromised credentials, malicious signing requests and seed phrase theft rather than broken cryptography. Recovery design, spending policies and audits matter as much as the key algorithm.
Why do so many startups choose white label crypto wallets?
Time, capital and risk. A white label build launches in 6 to 10 weeks instead of the 9 to 15 months a custom wallet takes to reach an app store, a $4,500 owned wallet or a $69 to $249 monthly SDK plan lets a team prove demand before raising for a custom build, and pre-audited cores remove the two failures that sink first launches: an unaudited key handling bug and a store rejection under the crypto guidelines. The trade-off is that the wallet core is not a moat, so startups differentiate on distribution, on-ramps and the assets they support.
The best white label crypto wallet solutions for 2026 are the ones whose custody model, chain list and pricing curve match the business you are actually building, so score each provider on the seven factors above, then ask for a fixed-price build plan or a written three-year projection before you sign.
