Fintech App Development Company

Empower users and embrace the fintech revolution with a simple, secure, and scalable app. Fintech App Development allows businesses to digitize finance, boost engagement, and stay compliant. Pixel Web Solutions offers expert fintech app development for startups and enterprises, turning your vision into a market-ready solution that redefines how people manage money in the digital age.

Fintech App Development

560

Projects Delivered

40

Developers

18

Technologies & Tools Used

40

Funds Raised by Clients

Why Choose Pixel Web Solutions for Fintech App Development?

As a top Fintech App Development company, Pixel Web Solutions utilizes its in-depth industry knowledge and cutting-edge technology to provide secure, scalable, and compliant financial solutions. We build customized platforms that suit your business model, whether you are a startup or an enterprise developing a full digital banking product. Our solutions help improve user engagement, simplify financial services business use cases, and provide full compliance with regulations.

Our talented team combines an intuitive UI/UX, robust back-end system, and enterprise-level security to provide the perfect user experience. With all essential functionalities like payment gateways, KYC, real-time analytics, and multi-user account management, we can provide you with a complete fintech app solution. We create fintech apps that adapt to the current market and future trends in financial services. We use a flexible development approach and creative thinking to create a flawless Financial App.

Our Specialized Fintech App Development Services

We offer top-notch fintech app development services that meet the diverse needs of modern finance businesses. We ensure every project meets the highest standards of innovation, compliance, and performance.

Custom Fintech App Development

We build fintech apps tailored to meet your business goals, user needs, and market demands. This includes payment gateways, digital wallets, and neobanking apps. We ensure each app has top-level security and provides a smooth user experience.

White Label Fintech App Development

Our white label Fintech solution allows you to enter the fintech market quickly and affordably with a pre-built app that you can easily brand. These ready-to-use apps are perfect for both startups and larger companies and offer a simple way to grow your fintech app business.

Web3 Fintech App Development

Lead the way with our Web3 fintech solutions that use blockchain, smart contracts, and DeFi. We help you create innovative apps that prioritize compliance, transparency, automation, and trust, which include crypto wallets, lending platforms, and asset tokenization.

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Our Reliable Fintech App Solutions Tailored to Your Needs

Our fintech app developers create effective applications that solve real financial problems. Our solutions are designed to grow with your needs, comply with regulations, and operate efficiently in the complex digital finance world.

Banking App

We build secure and user-friendly mobile banking apps with features like fund transfers, KYC compliance, balance tracking, and notifications. You can also add advanced tools like card management, chatbots, and branch locators to engage users further.

Loan App

We enhance personal or business loan processing speed with quick eligibility checks, document verification, and EMI monitoring without intermediaries. Features like credit scoring engines, KYC APIs, and communication tools make your app stand out.

Insurance App

We develop user-friendly insurance apps that simplify policy management, claims, and renewals. Key features include in-app policy comparisons, AI-assisted claim verification, and document uploads.

Investment App

Our app allows users to invest in stocks, mutual funds, or cryptocurrencies through easy-to-use interfaces and real-time data. You can add features for SIPs, portfolio diversification, tax harvesting, and news feeds to improve the user experience.

Crypto Trading App

Users can buy, sell, and trade crypto with real-time market info and secure wallet integrations. Enhance engagement with automated trading tools, limit orders, staking, price alerts, and an in-app news feed on crypto trends.

P2P Lending App

Our app connects lenders and borrowers directly, offering risk assessments, secure transactions, and loan management. Smart contracts, escrow account services, and interest calculators promote transparent lending.

DeFi App

We create decentralized finance platforms that support crypto staking, liquidity pools, wallets, and interaction with blockchain networks like Ethereum. Our apps also include features for governance tokens, NFTs, and yield farming.

Mortgage App

We streamline the home loan process with tools for checking eligibility, calculating EMIs, and uploading documents. Our app integrates with credit bureaus and offers e-signature features for faster processing.

Wealth Management App

Our app helps users see their assets, plan investments, and get personalized advice easily. It includes smart portfolio management tools, robo-advisors, goal-based planning, and risk profiling for informed investment choices.

Finance Management App

Our app gives users dashboards to monitor income, expenses, budgets, and savings goals with real-time analytics. Users can import bank data, categorize spending, set alerts, and define financial goals using predictive analysis.

Payment/BNPL App

We offer secure payment options and Buy Now Pay Later services with credit scoring and quick checkout. Features like cashback, EMI schedules, spending limits, and business integration help adjust user behavior.

Accounting App

Businesses can manage invoicing, payroll, taxes, and finances in real-time with our accounting app. We support multi-currency transactions, GST compliance, audit logs, and integration with leading ERPs and CRMs.

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Core Features Behind Our Fintech App Development

We enhance our fintech application development with key features that boost security, performance, and user experience. Each feature is designed to support modern financial operations with precision, scalability, and reliability.

KYC/AML Integration

Ensure compliance and user verification through Know Your Customer (KYC) and Anti-Money Laundering (AML) processes. This encompasses document validation, facial recognition, video KYC, and checks against blacklists.

Customer Data Management

Securely collect, store, and manage user data with encrypted databases and client dashboards. Manage data effectively with proper consent permissions, all while following GDPR, CCPA, and other regulations.

Payment Gateway Integration

Connect a secure and smooth online payment process with a reliable payment gateway like Stripe, Razorpay, or PayPal. Offer multi-currency support, instant payment notifications, refunds, and split payments to meet various user needs.

Cross-Platform Functionality

Deliver a consistent experience across iOS, Android, and web apps using Flutter or React Native frameworks. This approach reduces time to market and maintenance costs, ensuring users have the same experience on every device.

Managing Multiple Accounts

Allow users to link multiple bank accounts, digital wallets, or cards to their dashboard. Users can see consolidated statements, switch accounts, view account activity, and manage privacy settings for better financial oversight.

Loan & Tax Calculators

Provide interactive tools like EMI, tax, interest, or savings calculators to help users make informed financial choices. Users can compare loan options, explore tax savings, and plan their finances effectively.

Automated Payment Options

Support scheduled or recurring payments, including autopay for subscriptions, EMIs, or utilities. This feature helps users avoid late payments, increases convenience, and allows for flexible reminders.

Multi-Modal Transactions

Facilitate various payment options, including peer-to-peer, UPI, QR codes, NFC, card payments, and cryptocurrency. Attach transaction receipts to accounts payable and provide smart categorization for transparency and reporting.

Customized Reporting

Enable users to export or download reports. They can customize reports with filters, charts, and visual summaries for transactions, cash flow, user activity, loans, and investment performance to aid in better financial decision-making.

Security Measures in Our Fintech App Development

We prioritize your app's security, which is why we implement strong measures in all aspects of your fintech app. We safeguard your app against modern threats with high-tech security features.

End-to-End Encryption

Multi-factor Authentication

Secure APIs

Regular security audits

Fraud detection system

Root / Jailbreak detection

Advanced Technologies We Used to Build a Fintech App

We develop innovative, secure, and user-friendly fintech apps using modern technology. This technology allows real-time performance, automation, smart data use, and an excellent user experience.

Artificial Intelligence (AI)

AI helps create smarter fintech solutions by automating customer service with chatbots, detecting fraud in real time, and giving personalized financial advice. AI also learns from user behavior to improve engagement, retention, and satisfaction.

Machine Learning (ML)

ML algorithms study historical data to accurately assess credit risk, categorize transactions, and approve loans. They can also spot unusual activities in real time, forecast market trends, and tailor financial plans for each user.

Cloud Computing

With cloud services like AWS, Azure, and Google Cloud, your app can scale easily without crashing, while we ensure data security and uptime. Cloud technology also enables smooth API integrations, real-time processing, and cost-effective operations.

Blockchain Technology

Provides secure, unchangeable records of transactions with decentralization and self-executing smart contracts. This is ideal for digital wallets, tokenized assets, and DeFi apps, building trust with users through transparency and security.

Data Science & Analytics

Our fintech apps transform complex data into clear and actionable insights through real-time dashboards and predictive analytics. This helps users manage their expenses, forecast budgets, and allows business owners to make data-driven decisions.

Robotic Process Automation (RPA)

RPA automates repetitive, rules-based financial tasks like document verification, transaction logging, and regulatory reporting. This can cut operational time by up to 30%, reducing costs, human error, and regulatory risks.

Internet of Things (IoT)

IoT connects smart devices to track individuals' financial activities, such as using vehicle data for insurance or monitoring purchase transactions. This opens up new revenue opportunities and offers valuable customer insights through analytics.

AR and VR Technology

Augmented Reality (AR) and Virtual Reality (VR) technology create engaging banking experiences, interactive financial education, and immersive investment visualizations. This is a valuable tool for fintech companies to engage and educate users.

Digital Identity Verification

We utilize biometric authentication, facial recognition, and document scanning for efficient and secure identity verification. This speeds up the onboarding process, reduces fraud, and meets local and international KYC and AML regulations.

Custom Fintech App Development with all Industry Compliances

We create fintech applications that meet your business needs and follow global standards. Our applications also ensure that your privacy and information security are protected while complying with financial regulations. This way, you can launch your product confidently, knowing it is safe, legally sound, and ready for audits.

Payment Card Industry Data Security Standard

General Data Protection Regulation

System & Organization Control Compliance

ISO/IEC 27001:2013 Certification

California Consumer Privacy Act

Payment Services Directive 2

Federal Financial Institutions Examination Council

Financial Industry Regulatory Authority

Electronic Identification and Trust Services

Key Revenue Streams Enabled by Our Fintech Applications

Our fintech applications are built not only to function effectively but also to generate profit. We strategically integrate monetization models, allowing you to create consistent and scalable revenue from various financial services.

Transaction fees

Subscription models

Loan interest and fees

Interchange fees

In-app ads

Investment management fees

Our Structured Approach to Fintech App Development

At Pixel Web Solutions, we follow a clear step-by-step process to create secure, scalable, and high-performing fintech apps. Each step aims to meet your business goals, comply with regulations, and address user needs.

Requirement Analysis

First, we need to understand your business model, value, target audience, and features. This includes analyzing competitors, mapping the user journey, and checking regulatory requirements to outline the project scope and timeline.

Creating an Action Item

After determining the requirements, we prepare a detailed project plan. This plan includes timelines, milestones, the technology we will use, and how we will allocate resources. It helps ensure your fintech app stays on schedule, within budget, and meets compliance.

Prototype Development

Our developers will build your app using clean, scalable code and the latest tools and technologies. We believe in agile development, allowing for regular feedback from you, which helps us improve features and bring your product to market faster.

Designing Your Application

Our UI/UX designers will create a user interface that is simple, user-friendly, and reflects your brand. We apply best practices in design, make sure the layout is responsive, and ensure accessibility while designing features that engage users effectively.

Prototype Development

Our developers will build your app using clean, scalable code and the latest tools and technologies. We believe in agile development, allowing for regular feedback from you, which helps us improve features and bring your product to market faster.

Creating an Action Item

After determining the requirements, we prepare a detailed project plan. This plan includes timelines, milestones, the technology we will use, and how we will allocate resources. It helps ensure your fintech app stays on schedule, within budget, and meets compliance.

Quality Assurance Testing

Before launch, we conduct functional, performance, and security testing. This ensures we fix any bugs and vulnerabilities. We also perform security audits to protect your data and comply with industry standards.

Designing Your Application

Our UI/UX designers will create a user interface that is simple, user-friendly, and reflects your brand. We apply best practices in design, make sure the layout is responsive, and ensure accessibility while designing features that engage users effectively.

Quality Assurance Testing

Before launch, we conduct functional, performance, and security testing. This ensures we fix any bugs and vulnerabilities. We also perform security audits to protect your data and comply with industry standards.

Deployment & Continued Support

We handle the complete rollout on app stores or private servers. After launch, we monitor and manage updates to keep your app performing well. As your business grows, your app’s reliability and security will improve without sacrificing performance.

Technology Stack

Web App Development

html tags css style javascript language angular js

Android App Development

flutter app kotlin tool react js Java Programming

iOS App Development

flutter app react js swift - ios

Blockchain

chain cluster stellar data hyper ledger solidity programming

Design

adobe photoshop illustrator tool after effects figma design

Cloud

microsoft azure firebase cloud digital ocean

Database

mongo db sql db mysql db maria db

Server

node js php code

Testing

selenium testing tool postman tool jmeter testing tool

Get Expert Fintech App Development with Pixel Web Solutions

Pixel Web Solutions is a reliable App Development Company with 12+ years of experience. We focus on creating secure, scalable, and innovative financial solutions. We offer a full range of services, including custom fintech app development, white Label fintech platforms, and integrations for DeFi and Web3. We also provide digital banking solutions, payment gateway integration, and compliance support. From user-friendly front-end app interfaces to backend systems or full compliance support, our fintech app developers provide everything you need to create and develop a successful fintech product.

Hire the best fintech app developers
  • Complete custom fintech app development
  • Strong security and compliance experience
  • Agile process for faster product launch
  • Utilizing the latest technologies and third-party integrations.
  • Scalable architecture that supports growth and performance
  • Ongoing support, including upgrades and maintenance

Portfolio - Our Work in Action

Zedxion

Zedxion is an up-and-running Cryptocurrency exchange with trading features like Spot, Future, Margin, ETF, and IEO on the same platform.

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Coinlocally

Coinlocally, the thriving cryptocurrency hub incorporates Centralized, DEXs, and an NFT marketplace – all under one roof!

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bankto

Bankto is a fascinating payment gateway platform where features are tailored brick-by-brick for efficient crypto transactions.

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Bankto_project
Manilla

Manilla is a P2P-based exchange where innovative and trusted fintech services are guaranteed.

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Manilla_project
savita

Savita is a global cryptocurrency exchange that emphasizes peer-to-peer order book trading. Being a customer-centric crypto exchange, Savita satisfies more than five thousand traders daily.

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Savita_project
Zedxion

AltCoin Trader is a successful South African-based Centralized Crypto exchange platform that allows users to trade crypto to fiat or vice versa easily.

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Altcoin_project
ifutbol

Fantasy Futbol is a next-gen fantasy sports platform where strategy meets skill in a fair and thrilling football experience.

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ifutbol
Zedxion

Fantasy Royal is an Indian-based P2P-powered Fantasy Cricket platform with secure, multi-level gameplay for thrilling and rewarding experiences.

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Dhandhoom

Pixel Web Solutions in the Spotlight

cutting edge crypto exchange

Maasaki Taguchi

MONTEX, Japan

The website developed by the Pixel is user-friendly, and the feedback from the customers has been positive. Pixel Web Solutions met all needs, while their expertise, professionalism, and ability to deliver on promises earned them trust.

cutting edge crypto exchange

Marco Tosoni

Rumblexchange, Cyprus

In 2022, I collaborated with Pixel to develop my crypto exchange from scratch. The design is top-notch, the backend is user-friendly, and the competent team is available 24/7. I’m very satisfied and looking forward to work again with them.

cutting edge crypto exchange

Chiagozie Iwu

Naija Crypto, United Kingdom

Seriously, these guys keep impressing me with this product, and it keeps getting better and better all the time!

cutting edge crypto exchange

Smart Akukoma

Savita, Nigeria

One of the best teams you can work with, very fast and responsive to solve the client’s needs. I recommend them any day for your Cryptocurrency exchange, blockchain development, and cryptocurrency-related projects.

cutting edge crypto exchange

Samran Habib

ARMUP, Australia

One of the best companies in the blockchain and crypto domain. Very experienced consultants and a very professional approach for the management. Delivery is also done within reasonable timelines.

cutting edge crypto exchange

Mark

Kryptonica, UAE

I have collaborated with them to develop my crypto payment gateway. Working with them was smooth and hassle-free from the start. I really appreciate their ongoing support team. You can rely on them to resolve any issues quickly. Highly Recommended!

cutting edge crypto exchange

Achille

Liorbank, France

They do have a great team! They are highly professional, dedicated, and committed to delivering quality services on time. We worked together to develop my OTC exchange platform. Their clean attention to detail made the entire experience perfect.

Client Reviews

Feedback that Fuels Us

Frequently Asked Questions

We can create different types of fintech apps, including banking apps, payment and Buy Now Pay Later (BNPL) apps, wealth management apps, peer-to-peer (P2P) lending, decentralized finance (DeFi) apps, insurance technology, regulatory technology (regtech), and investment platforms tailored to your business needs.

The cost depends on how complex the app is, the features you want, and compliance needs. For an accurate cost estimate tailored to your specific needs, reach out to our team today. We will give you a detailed quote after a free initial consultation.

The development time varies by features and the requirements based on your business. A minimal viable product (MVP) can be ready in about 3-4 months. A fully featured fintech app may take around 6-9 months, including testing and fixing bugs.

We ensure security through end-to-end encryption, secure APIs, and multi-factor authentication. We conduct regular security audits. To ensure compliance, we adhere to global standards such as PCI-DSS, GDPR, SOC 2, and PSD2.

Yes! We offer everything you need to develop affordable and scalable fintech solutions for startups. This includes developing a minimal viable product (MVP), API integration, and ensuring compliance and a market strategy.

Yes! We can integrate various third-party APIs, including payment gateways like Razorpay, Stripe, and PayPal, as well as KYC (Know Your Customer) and anti-money laundering (AML) tools, and credit scoring services to enhance the app’s functionality and user experience.

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Let’s discuss your idea and build something amazing together.

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